Sunday, September 28, 2025 / by Kelly Bruno
Congratulations! Your offer on that dream home in sunny Florida has been accepted. That's an exciting milestone, but the journey doesn't end there. As a Realtor who's guided countless buyers through the Florida real estate process, I know the post-acceptance phase can feel a bit overwhelming with all the moving parts. Don't worry—I'm here to break it down into clear, actionable steps. In this post, we'll cover the key things you'll need to do right away, focusing on the earnest money deposit, scheduling inspections, and making your formal loan application. By understanding these, you'll navigate the process with confidence and keep your path to closing smooth and stress-free.
1. Make the Earnest Money Deposit: Locking in Your Commitment
Once your offer is accepted, the first order of business is to submit your earnest money deposit (EMD). This is essentially a good-faith payment that shows the seller you're serious about buying the property. In Florida, the EMD is typica; ...
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Sunday, August 10, 2025 / by Kelly Bruno
Common Mistakes to Avoid When Buying or Selling a Home
Buying or selling a home is one of the most significant financial decisions you’ll ever make, and it’s easy to stumble into pitfalls that can cost you time, money, or peace of mind. Whether you’re a first-time homebuyer or a seasoned seller, avoiding these common mistakes can make the process smoother and more successful. Here’s a rundown of key missteps to steer clear of, with practical tips to keep you on track.
Mistakes to Avoid When Buying a Home
1. Skipping Pre-Approval for a Mortgage
One of the biggest mistakes buyers make is house hunting without knowing their budget. Without a mortgage pre-approval, you risk falling in love with a home you can’t afford or losing a competitive bid because you’re not ready to act.
Tip: Get pre-approved by a lender before shopping. This shows sellers you’re serious and helps you narrow your search to homes within your financial rea; ...
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Wednesday, July 9, 2025 / by Kelly Bruno
Florida’s Space Coast, stretching along Brevard County from Titusville to Palm Bay on the mainland and Cape Canaveral to Melbourne Beach on the coast, is a dreamy destination for homebuyers seeking sun, sand, and a laid-back coastal lifestyle. For pet owners, however, finding the perfect condo means balancing your furry friend’s needs with the realities of condo living. From pet-friendly policies to nearby amenities, here’s what to consider when buying a condo on the Space Coast with pets in mind.
1. Understand Condo Pet Policies
Condo associations on the Space Coast often have pet policies, which can vary widely. Some allow all dogs & cats, while others impose restrictions on size, breed, or the number of pets. For instance, most condos in Cocoa Beach or Satellite Beach cap pet weight at 30 pounds and limit households to1 pet while there are those that allow pets over 50 pounds with no limit on number of pets. Always request the association’s bylaws &; ...
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Wednesday, January 29, 2025 / by Ana Baldner
The real estate market is like a pendulum, constantly shifting between favoring sellers or buyers based on factors like interest rates, inventory levels, and economic conditions. For every advantage one side enjoys, the other faces a corresponding challenge. Whether you’re selling, buying, or doing both, understanding the dynamics of the market can help you navigate it effectively. Ultimately, the best time to make a move is when it aligns with your family’s needs and goals.
When the Market Favors Sellers
A “seller’s market” occurs when the demand for homes exceeds the supply. This imbalance often creates ideal conditions for sellers, but it’s not without its challenges.
Pros for Sellers
Higher Home Prices: In a seller’s market, buyers often compete for the limited inventory, driving up home prices. Sellers may receive multiple offers, sometimes well above the asking price, giving them the upper hand in negotiations. This can be particu. ...
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Wednesday, December 11, 2024 / by Ana Baldner
When most people think of Christmas, they imagine snow-covered landscapes, freezing temperatures, and bundling up in layers. But in Florida, the holiday season takes on a sunnier, more tropical twist—and it’s nothing short of magical! Here's why Christmas in the Sunshine State is an unforgettable experience.
1. The Weather is Perfect
Forget icy winds and blizzards! In Florida, December offers mild and comfortable weather, with average highs ranging from 60°F to 75°F in South Florida. This means you can enjoy the holiday season without shoveling snow or defrosting your car. Imagine sipping hot cocoa on a breezy patio or taking a stroll along the beach in shorts and a Santa hat—it’s the ultimate winter escape!
2. Unique Holiday Events
Florida knows how to put its own spin on Christmas traditions. From holiday boat parades to tropical-themed tree lightings, you’ll find festivities as vibrant as the state itself.
Christmas Boat Parades: Citi ...
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