Friday, March 10, 2023 / by Ana Baldner
If you are buying or selling a home, chances are you will come across the term "home appraisal" at some point in the process. A home appraisal is a critical step in the real estate transaction process, as it can have a significant impact on the sale price of a property. In this guide, we'll take a closer look at home appraisals, what they are, and how they work.
What is a Home Appraisal?
A home appraisal is an unbiased estimate of the value of a property. The purpose of a home appraisal is to determine the fair market value of the property, which is the price that a willing buyer would pay and a willing seller would accept in an open market. Home appraisals are typically conducted by licensed and certified appraisers who have extensive knowledge of real estate and local market conditions.
How Does a Home Appraisal Work?
A home appraisal typically involves an inspection of the property, an analysis of comparable properties in the area, and an evaluation of market conditions. The. ...
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Wednesday, February 15, 2023 / by Ana Baldner
When it comes to choosing a place to live, many people are faced with the decision of whether to live in a condo or a single-family home. Both options come with their own set of advantages and disadvantages. In this article, we will explore the pros and cons of living in a condo versus a single-family home.
Condos:
Pros:
Low Maintenance: One of the most significant advantages of living in a condo is that there is little to no maintenance required. The condo association takes care of all exterior maintenance, including landscaping, snow removal, and repairs. This means that residents can spend more time enjoying their living space instead of worrying about maintenance.
Amenities: Condos often offer a range of amenities, including a gym, pool, and community center. These amenities are typically included in the condo fee, and residents have access to them without having to leave their building.
Security: Condos often offer enhanced security measures, such as gated entrances, key card ...
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Thursday, September 1, 2022 / by Ana Baldner
Is buying cheaper than renting? This depends mostly on the local market and its conditions. The Real Estate market has been heating up the past couple years and many Americans are making the transition from tenant to homeowner.
With rents skyrocketing all over the country, some may make the assumption that even in a heated market, buying may be the better option. But the truth is, there are different associated costs that create key Pro's and Con's to either choice.
Costs of buying
The biggest upfront cost of buying is your down payment. Typically between 3-20% of the home's purchase price. If you do put less down, your interest rate will typically increase, making your monthly payments increase as well. There are many monthly costs you will face, your mortgage payment being the biggest, including principal and interest for your loan. This number could also go up or down if you have a variable interest rate. HOA dues should also be factored in, generally covering lan2 ...
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Thursday, July 28, 2022 / by Ana Baldner
e are currently in the midst of hurricane season. Some of us may be first timers and others well-seasoned Floridians. It's important to prepare early. The worst thing you can do is put off your preparations until a storm hits.
Here are 4 steps to make sure your family is ready in case of an emergency:
Make a plan
Identify how you will receive the emergency warnings and updates.
Write down important phone numbers you may need in case your cell phone is not accessible, i.e. emergency numbers, family members, out of state contacts. Have multiple copies of this list and make sure every member of your home has a copy. At least one contact should be outside of the impact area.
Pet owners! Identify a plan of action in case your area is evacuated. This could mean a pet-friendly hotel or even an out of state friend who can take your pet.
Identify your families specific needs that your plan must tailor to during an emergency. This could mean disabilities, medica ...
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Thursday, July 14, 2022 / by Ana Baldner
Decluttering: a word that oftentimes is thought to be time consuming, stressful, and sometimes even unsuccessful, but it's something that needs to be done from time to time. We tend to hold onto more and more items that we think we need, and before we know it, our home is overwhelmed with clutter. Sorting through all your belongings can be very helpful if you're thinking about moving. Why pack up and move extra stuff that you don't even use? It's a great time to get rid of it!
Here are 7 rules to help declutter your space:
Everything Must Fit In Its Container
Think about your home as a bunch of containers. This could be a closet, drawer, shelf, or a room. The thing about containers is the items within it should fit comfortably inside. For example, let's say you have a drawer in your dresser dedicated to workout clothes. The drawer is your container and the clothes are its items. When it starts getting to the point where the drawer won't close, it means you might have t ...
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