Thursday, September 8, 2022 / by Ana Baldner
September is here and that means Fall is knocking at our door. This doesn't mean much for the weather here on the Space Coast, but we can still partake in the Autumn festivities! Personally, when I think of the Fall, my mind goes to coffee shops and yummy cinnamon drinks.
Here are five local coffee shops you should visit as the heat starts to settle down:
1. Apocalypse Coffee Roasters
Perhaps one of the most unique options in our area is Apocalypse Coffee! A family run business in Melbourne, their mission is to be “the last coffee you will ever need”. Their menu consists of Apocalypse themed drinks and meals. The specialty drinks change every month to keep things new, and September's options are perfect for a fall coffee run!
2. RiverRoad Coffee & Popsicles
RiverRoad is located in Cocoa and has two featured menu items: coffee AND popsicles. There is always something new to try, as they have so many specialty items on their menu. And they just released the; ...
Thursday, July 28, 2022 / by Ana Baldner
e are currently in the midst of hurricane season. Some of us may be first timers and others well-seasoned Floridians. It's important to prepare early. The worst thing you can do is put off your preparations until a storm hits.
Here are 4 steps to make sure your family is ready in case of an emergency:
Make a plan
Identify how you will receive the emergency warnings and updates.
Write down important phone numbers you may need in case your cell phone is not accessible, i.e. emergency numbers, family members, out of state contacts. Have multiple copies of this list and make sure every member of your home has a copy. At least one contact should be outside of the impact area.
Pet owners! Identify a plan of action in case your area is evacuated. This could mean a pet-friendly hotel or even an out of state friend who can take your pet.
Identify your families specific needs that your plan must tailor to during an emergency. This could mean disabilities, medica ...
Thursday, September 10, 2020 / by Michele Barwick
Hurricane season officially kicked off on June 1st and goes through November 30th. Hurricanes can seem scary but being prepared will help keep your family and property safe. When a storm is approaching and becomes a potential threat to your area, the National Weather Service will issue watches and warnings to keep you up to date on how to prepare.
A "hurricane watch" indicates the possibility that you could experience hurricane conditions within 36 hours. This watch should trigger your family's disaster plan and protective measures should be taken, especially those actions that require extra time such as securing a boat, leaving a barrier island, etc. Many of us live on a barrier island which means we need to start preparing now, if not sooner.
A "hurricane warning" indicates that sustained winds of at least 74 mph are expected within 24 hours. Once this warning has been issued, your family should be in the process of completing protective actions and deciding the safest lo ...
Tuesday, August 25, 2020 / by Kelly Bruno
Typical ways to purchase real estate include Conventional loans, FHA loans, VA loans and cash. But not all condos are created equal; some of these are not an option with the exception of cash.
Some condos can only be bought with cash. This can happen for a number of reasons:
The condo does not carry the right insurance that a lender requires
The ratio of renters to onsite owners is too high
The condo is involved in a litigation of some sort, among other things
The majority of condos are purchased with a conventional loan. The required amount of a down payment can range from 10% up to 25% (there are even a few lenders that will accept 5% down). This amount will depend on the lender and how the Buyer intends to use the property. In addition, you must factor in whether or not the association is “warrantable”, meaning a complex must be in good shape – both physically and fiscally.
FHA loans offer low down payments and more ...